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| ('foxbusiness.com/money/8-of-the-best-private-student-loans', 29)                     | Borrowers in all 50 states are eligible , and a >>>soft credit pull is required<<< when applying .                                                                                                                                                         |
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| ('foxbusiness.com/money/credit-card-myths-debunked', 4)                               | One of the most common misconceptions surrounding credit cards is that carrying a balance is the best way to >>>build your credit score<<< , as it shows the credit card bureaus that you 're able to responsibly carry debt and pay it off over time .    |
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| ('foxbusiness.com/money/fico-new-credit-score-changes', 4)                            | Your >>>FICO score<<< is a three-digit credit score that you 're given based on the information in your credit reports .                                                                                                                                   |
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| ('foxbusiness.com/money/how-to-get-low-interest-personal-loan', 11)                   | When comparing loan options , try to opt for ones that offer the opportunity for a >>>soft credit inquiry<<< .                                                                                                                                             |
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| ('foxbusiness.com/money/increase-credit-score-during-coronavirus', 22)                | Your credit utilization rate — the percentage of your credit limit you 're using at a given time — is an important factor in >>>calculating your credit score<<< .                                                                                         |
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| ('foxbusiness.com/money/personal-loan-pay-medical-bills', 22)                         | The loan will not only drive up your balances , but it will require a >>>hard credit inquiry<<< , too — both of which can send your score plummeting .                                                                                                     |
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| ('foxbusiness.com/money/student-loan-definitions-terms-to-know', 44)                  | >>>Your credit score<<< is a three-digit number that tells lenders how responsible you are when managing money .                                                                                                                                           |
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| ('foxbusiness.com/money/what-are-personal-loan-rates', 33)                            | The lender will use that information to >>>do a credit check<<< , which will give them most of the information that they need to approve you for the loan .                                                                                                |
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| ('foxbusiness.com/money/why-consider-personal-loans-during-coronavirus-pandemic', 20) | If you have a healthy credit history and a >>>good credit score<<< , you may be able to qualify for interest rates as low as 4.99 % .                                                                                                                      |
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| ('foxbusiness.com/money/why-defaulting-student-loans-is-bad', 3)                      | Missed payments probably do n't sound like a big deal , but a student loan default can have severe and long-lasting repercussions , influencing things like >>>your credit score<<< , your tax refund , and even the earnings you get from your employer . |
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